If you are searching for a home, you probably spend a lot of time on home search websites and apps. There are so many resources available to home buyers to find homes for sale, but what do you do once you find your dream home online? There are some important steps to make your home buying process as smooth as possible!
Find a Lender
Before you start touring properties you should meet with a local trusted lender and find out the amount and type of loan you qualify to borrow. You likely have an idea of what you want to spend but getting pre-qualified allows you to view homes in your price range with the knowledge that you can afford to make an offer if you fall in love with a property.
Find An Agent
When you find a property listed online there will be an agent associated with the property. This is the listing agent and they are representing the seller. You can utilize this agent but be aware that they will be representing the seller, and only assisting you as the buyer. We always recommend finding your owner buyers representation, which means finding your own agent.
A great place to start looking for an agent is asking friends and family for recommendations. Anyone who owns a home will know a realtor, gather some names and do some research. If you cannot get a recommendation do some research about local agents. Finding the right agent is really important, they will be helping you navigate a major financial transaction and you want to feel comfortable in their knowledge and expertise.
Tour The Home
The next step is to see the home in person! Make sure that it is everything you are hoping and that it is as perfect in real life as it is online. Try and visit a couple of times at different points of the day. Also, do some research into the area about the things that are important to you like schools, nearby amenities, etc.
Make An Offer
If after you visit the home you still love it, then it is time to make an offer! This is where an experienced, local agent really makes the process easier. Your agent should be an expert in the market and able to guide you through the offer making process with ease. They will have knowledge of the neighborhood, how much other home in the area have sold for and what a fair offer will be to you and the seller. Your agent will also be key in the price negotiation after the initial offer is made.
Buying a home is exciting, stressful and nerve wracking. Searching for homes online is a great way to narrow down your options and sift through everything that is available in your preferred area. Once you have it narrowed down to a handful or even a favorite the importance of a great local agent cannot be understated. Finding the right agent will help you navigate the complicated and often emotional path of buying a home.
